Equifax, Experian & TransUnion — Free Credit Freeze
By Steve Levine ·
- Brand: Equifax, Experian & TransUnion (via FTC guidance)
- Value: Free under federal law
- Cost: Free — no purchase required
- Requirements: Anyone can request one; contact each of the three bureaus separately. Freezes stay until you lift them, and parents can freeze a child’s credit.
Freezing your credit at all three credit bureaus is free by law, stops new accounts from being opened in your name and doesn’t affect your credit score. Lifting it is free too.