Points Transfer Bonuses: What to Watch for Before December
Compare expiring Chase, Amex and Capital One transfer bonuses and check award space before moving points.
Several credit-card points transfer bonuses expire before mid-December, with extra hotel and airline points for Chase, American Express and Capital One members. A points transfer bonus adds extra miles or hotel points when you move bank points to a partner program. Deadlines fall between Nov.
20 and Dec. 10, 2026. Transfers are one-way, so timing and award checks matter more than the bonus size.
Verification note: Program terms and availability can change. This page was checked against linked sources on November 04, 2026.
Hotel bonuses to compare
Chase Ultimate Rewards transfers to IHG One Rewards earn an 80% bonus through Dec. 3, 2026. In that window, 1,000 points become 1,800 IHG points for hotel redemptions, according to point.me in its current bonus roundup.
Chase transfers to Wyndham Rewards earn a 30% bonus through Dec. 3, 2026. Here, 1,000 points become 1,300 Wyndham points.
American Express Membership Rewards transfers to Marriott Bonvoy earn a 35% bonus through Dec. 10, 2026. That turns 1,000 points into 1,350 Bonvoy points, the latest-expiring hotel offer, as reported by Upgraded Points in its current transfer-bonus tracker.
Airline bonuses ending in November
American Express transfers to Virgin Atlantic Flying Club earn a 30% bonus through Nov. 30, 2026. Then 1,000 points become 1,300 Virgin points for Delta and ANA awards.
Capital One miles transfers to Virgin Atlantic and Virgin Red earn a 30% bonus through Nov. 20, 2026. That is the earliest cutoff in this group.
Capital One transfers to Air France-KLM Flying Blue earn 20% through Nov. 30, 2026. Members need a Flying Blue account linked before moving miles.
Avios and Copa options through Dec. 1
Chase transfers to British Airways Club, Iberia Club and Aer Lingus AerClub earn a 30% bonus through Dec. 1, 2026. The ratio rises to 1:1.3 Avios.
Capital One added Copa Airlines ConnectMiles on Nov. 2, 2026. It offers a 30% launch bonus through Dec.
1, 2026. Under that launch rate, 1,000 Capital One miles turn into 975 ConnectMiles versus 750 normally. Travelers using Copa or Star Alliance partners should check route availability first.
Why transfers need a plan first
All Membership Rewards transfers are final and cannot be reversed. American Express tells members to confirm award availability and required points before transferring, in its transfer FAQ. The same one-way warning applies to Chase and Capital One bonuses.
Pick dates, confirm seats or rooms, then move only the points needed.